Brian Hargrove and The Hartford Insurance Company

Brian Hargrove

November 30, 2014, Jack Modell sideswiped my wife, Libertad Green's car, with his, while I was turning left, into our driveway.  I called the police, and Los Angeles County Sheriff's Deputy Sheldon Sherman responded.  He filed a police report, indicating that he found Jack Modell to be at fault.  Jack Modell's insurance agent, Brian Hargrove, of The Hartford, refuses to find his client at fault, even after receiving the police report, and won't take my calls anymore, let alone pay for any of the damage Jack Modell did to our car.

The Hartford 

UPDATE: On July 8, 2015, I discovered a response, apparently from Brian Hargrove, using the alias "Tyg," to my version of this review at:

http://www.ripoffreport.com/r/The-Hartford/nationwide/The-Hartford-and-Brian-Hargrove-The-Hartford-Brian-Hargrove-spites-police-report-Phoeni-1240373

Here is a cropped screen grab of his response:

To which I made the following reply:

"On page 1 of 7 of the Traffic Collision Report, Jack Allen Modell is listed as 'Party 1' and the 'Driver.'  The entirety of paragraph 'F. Cause:' reads, 'P/1 caused this collision by making an unsafe passing maneuver., violation of 21750 CVC.'

In other words, Deputy Sheldon Sherman, ID 527065, and the Reviewer, R. Dailey #236790 find Party 1, Jack Allen Modell to be the 'Cause' of 'this collision.'

The Los Angeles County Sheriff's Watch Commander does, however, agree with you, that he can not make you pay for the damages your client did to my wife's car. That is a matter of your integrity and discretion, which you, Brian Hargrove, obviously lack.

So, how does an illiterate, unhinged, zit-faced, young man like you, who can't even comb his hair for a head shot, get a job at The Hartford?"

I also submitted the following complaint about Brian Hargrove to The Hartford via their website:

"Brian Hargrove reflects so much negative credit on The Hartford, that I wonder how he obtained employment from you in the first place.

"This appears to be his response, using the alias 'Tyg,' to a complaint I made against him and The Hartford at

http://www.ripoffreport.com/r/The-Hartford/nationwide/The-Hartford-and-Brian-Hargrove-The-Hartford-Brian-Hargrove-spites-police-report-Phoeni-1240373:

'A police report IS NOT an admission of guilt OR an assignment of guilt. Just because you have a police report DOES NOT mean that the person YOU are accusing is actually guilty of what YOU have accused them of. It is JUST a report detailing an inncident [sic] that YOU had. Its [sic] MORE of a FACT SHEET then [sic] a [sic] indictment. Was an accident investigator called?? Did the person YOU accuse actually admit guilt to the deputy? If not then the insurance company DOES NOT have to pay out!!! Its [sic] YOUR WORD against the person YOU have accused. Until some form of judgment is handed down the insurance people DO NOT have to deal with YOU!!! As far as THEY are concerned YOU are a scammer trying to get THEM to fix YOUR car and YOU are doing this with NO PROOF other then [sic] a police report. Unless the deputy ACTUALLY witnessed the accident then the deputy CANNOT say WHO is guilty WITHOUT an accident investigator to verify that validity of YOUR statement. While upsetting for you, the reality is that NO LAW ENFORCMENT is going to place 100% of the blame on someone when THEY personally did NOT see the accident happen. Its [sic] YOUR WORD against THIER CLIENT and that NEVER works out in only one persons [sic] favor. The Deputy can ONLY report on said police report what YOU have told them happend [sic].'

"Aside from all the misspelled words, which lead me to believe that Brian Hargrove may not have a high school diploma, let alone a college degree, let alone a good reason for being in The Hartford's employ as anyone of greater consequence than a janitor, his overall tone and the way he repeatedly 'yells' at me with capital letters indicates to me and my wife that he is mentally unhinged, and may do us harm, especially since he has our address as a matter of course in receiving our claim against his client, Jack Allen Modell."

UPDATE:  On Thursday, July 16, 2015, I received a letter from The Hartford, in which someone identifying herself as "ABI Team Leader" Melissa Blevins told me that, my "claim was heard by an independent arbitrator," who "reviewed the evidence and determined that [I was] the party at fault for the accident," and that "This decision is final and binding."

Furthermore, she states, "Regarding [my] inquiry regarding the online complaint [about Tyg's unhinged, unprofessional rebuttal to my related post on RipOffReport.com, she has] no evidence that [The Hartford's] employee [Brian Hargove] is the individual who responded to [my] post."

So, apparently, the ignorance and lack of integrity reaches the upper echelons of The Hartford.

BTW, the only independent arbitrator I am aware of investigating the accident is Deputy Sheldon, who found Jack Allen Modell to be the Cause of the accident.

Jack Modell is, prima facie, the party at fault.  I was turning left into my driveway when he drove past me from behind on the left side of the vehicle I was driving.  He states that I was at fault for slowing down, moving to the right, and failing to signal (even though I did use my left turn signal).  Even if I had not used my left turn signal, anyone driving a vehicle behind me should have observed that I was turning left, and should not have attempted to pass me on my left.

And, if The Hartford finds me to be the party at fault, why haven't they ever asked me to pay for the damage to the car Jack was driving, since they were his auto insurance company at the time of the accident?

My wife, Libertad Green, whose car I was driving, renewed her auto insurance policy with GEICO this spring, for the same amount as she paid last fall, and neither GEICO nor anyone else has never indicated that we should pay for any damage to Jack Allen Modell's car.

 

UPDATE:  After moving to Virginia, on August 31, 2015, I discovered that my wife, Libertad Green, had an adverse report in a system which a local insurance company checks when potential clients attempt to obtain insurance from them. These reports indicate that our insurance agency, G.E.I.C.O., had paid for damages to a car incurred during an accident for which my wife was deemed responsible. I called
G.E.I.C.O. about this matter, and spoke with someone who claimed that they remembered this case, and that G.E.I.C.O. was "contractually obligated" to accept the findings of the "independent arbiter hired by" the Hartford. 

 

Unbelievable!  How is an arbiter hired by the insurance agency of the other party "independent"?

Needless to say, as soon as I found another insurance company to ensure my truck, I dropped G.E.I.C.O. like "a hot potato"!

Robert at Venerable

My wife, Libertad Green, recently entered a pin-up contest hosted by Robert At Venerable.  He (or perhaps his representatives) selected my wife to compete in person as one of twelve finalists in this contest, which he has announced at:

https://www.facebook.com/events/1502352063380789/

Libertad Green graciously accepted his invitation to compete in person for the top prize, at the Boondocks, and submitted one of the head shots I had taken of her, to appear on his flyers and advertisements for the event.  On or about January 21, 2015, Libertad Green noticed that he had published the flyer with her picture, but with her name misspelled, as "Liberated Green."  She sent him a private, Facebook message, asking him to correct the spelling of her name.  He apologized to her via private, Facebook message, but a week later, had not posted a public correction, nor apology.  Instead, he posted comments about getting drunk and being hung over, as well as pictures of other women.

After a week, when Libertad Green saw that Robert had taken to action to rectify the misspelling of her name, she posted a polite, professional remark on the Facebook event page, informing him and all concerned that she would not be attending the event as advertised, because Robert had neglected to correct the misspelling of her name.

I also posted several polite, professional remarks, including the following:

"First of all, no one should have the gall to expect beautiful, talented women such a my wife, Libertad Green, to provide entertainment for free, so that anyone besides said women can profit from their labor. Secondly, if such a woman is gracious enough to grace your establishment/event with her presence, it would behoove you to spell her name correctly in any and all advertisements of the event. If you misspell her name, and she asks you to correct it, you should publish an apology and a correction, via social media, immediately - not after you recover from a hang-over and post pictures of other women."

I also indicated that I had taken the photo of Libertad Green, which appeared on the flyer, and asked him to remove it, since she and I considered it to be a violation of our copyright.

He apparently blocked us, but removed the flyer, and posted another, without her picture and name on it.  He also removed our remarks.  Then he posted the following:

"Almost a week ago one of the PinUp contestants [presumably Libertad Green] notified me about a miss spelling [sic] of her name.  Two letters were swapped in place of each other.  I am immediately notified my editor [grammar] to take care of the situation, and apologized and told her it would be fixed.  During the events of me being extremely busy with work [and getting drunk and hung over, apparently], this show, etc. I dropped the ball and I take full blame for it not getting fixed.  She announced today that she is withdrawing from the contest.  A friend of hers [Karmilia Cruz, apparently], and her husband [I, the Vaughanster] posted on [there] talking a bunch of trash.  I apologize for that as well.  Again this was my fault for dropping the ball, but there are proper ways and classy ways of handling things.  I will be posting the new PinUp contestant [sic] later today."

Karmilia and I did not "talk a bunch of trash" on Robert's event page; we politely and professionally asked him to remove my wife's head shot from the flyer.

However, within minutes several remarks were made in support of Robert, such as:

Alyssa Perez:  "An honest mistake, I was published with my first and last name before it happens."

Brandy Temblor:  "I'm so sorry that happened to you that is not cool"

Sophia Sirana:  "My name gets spelled wrong allllll [sic] the time.  The event isn't until March!  Calm your tits lady.  Don't blame yourself Robert At Venerable you're only human."

Don McGowan:  "That's very childish and diva-ish of them sorry you had to deal with this."

Elisabeth Mesa:  "If that's all it takes for someone to fall apat?!?  You don't need them on ur [sic] side."

Mimi Le Minks:  "dont [sic] blame your self..  my name gets spelled wrong all the time and you never see me throwing a hissy about it.."

I have a few questions for Alyssa Paez, Brandy Temblador, Sophia Sirena, Dawn McGowan, Elizabeth Meza, Mimi La Minkz, and all the others who share their opinions on this matter:

Would you participate in an event with your names misspelled on the flyer?  Would you inform the host and his other guests that you weren't going to participate, or would you just not show up?  What would be the proper, classy way to handle this?